I've realized I can not trust myself with money when I'm sick. I spent 150.00 on groceries one day and 50.00 the next day, and 140.00 today. I got some bulk items, but they were treat items like graham crackers and chocolate-ish chips of all varieties. Sure they were one sale, and we will use them, but none the less, If I am to meet my goal, then I have to be serious.
I think for the rest of the year, I need to make a list and send someone else to the store, I literally have no self control when I'm sick.
Once when I was pregnant with my third child, I was feeling sick, but went to the store anyway. when I got home, my husband started laughing. He said "Wow, I can tell you don't feel well, because every single thing here is completely instant."
Lesson? Do NOT trust yourself with money when you're sick. I spent almost 350.00 on groceries just because I am sick and don't care about anything, money or otherwise.
My husband had a medical test done and the first thought was to reward him with a money spending activity. He was not to do anything stressful the rest of the day, we think of spending money. We came up with two options. Two choices. Seriously these were the only two things we could think of as a reward. Drum roll please. trratrtrtratrtrtrtarttrtrtratrtrtratrtrtratrtrtrtt...
New pickup or potato chips. Quite the bipolar decision right?
Spending money is a total comfort activity, like comfort food. We feel sad, we spend money or eat, or both. We're happy, we spend money. We get nervous, we spend money. What's the deal?
When I was a kid. I don't remember thinking, "Oh ouch, I fell and skinned my knees. I better go find myself a stock option to buy. No one does that. As an adult maybe we are trying to replace something we have lost. A filler of sorts. We go out, buy something and for a few minutes, or a day or two we feel better. Then the guilt creeps in and we feel worse. Not worse in the same way, but wore in a different way. We regret purchases many times, but it did help us fill the void we felt earlier. Basically we have moved from one low point to another, but maybe we can better handles the buyers remorse than we can the initial fall.
Why do we feel buyers remorse when we make an emotion based purchase? I'm going to have to do some research on this and make some hard choices. How do I cope without spending money or without making a buyers remorse decision, or coping with food. Also a bad deal? I just spent 350.00 on food items in three visits to the store. Ouch.
I think just writing this right now makes it easier to recognize emotional buying. I am going to make case for forward thinking. Living with purpose. If I spend every penny because I need to cope, then I now have two problems. An emotional crisis and a financial crisis. Dave Ramsey makes sense when he says having an "Emergency Fund" helps us in a crisis by eliminating the financial part of the crisis. No one wants a flat tire and zero money to buy a new one. If we have to get a new tire and we know we have the money to do it, then we just get the new tire and move on.
My money is now spent on groceries and not saved. My new plan. Make a list and send someone else to do the shopping so I'm not tempted to bulk buy on treats or things we can actually do without.